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Personal Banking
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Checking
Smart Options for Checking
Do you like flexibility when it comes to choosing a checking account? Mountain State Bank offers a variety of checking options that allow you to choose just the account for you.
Moving to Mountain State Bank is Easy
No other bank makes it so hassle free to change banks. At Mountain State, we’ve talked to clients and developed our own “Switch Kit” with forms to help you move your accounts to Mountain State Bank. We’ll work with you, transfer deposits, automatic drafts, and to close your current bank account. All we need is the address of the companies paying or drafting current account, and the amounts, and we’ll do the rest. We’ve made the process quick and simple.
Totally Free Checking … With Interest
Yes at Mountain State Bank, your checking account is really free, and with $1000 average daily balance, it earns interest! Why would you pay for a checking account when the checking account could pay you? At Mountain State Bank, your free checking account can actually earn interest, month after month. There is no minimum balance to avoid those irritating maintenance fees and per check charges, regardless of the number of checks you write. You’ll also receive a free ATM/Check Card so you won’t have to remember your checkbook.
Summit Checking
With Summit Checking, you can earn a premium interest rate just by maintaining an average daily balance of $1000. By having your payroll check electronically deposited into a Summit Checking account you’ll save time and hassle month after month and you’ll have quicker access to your money will give you one less chore – and one less expense – to worry about.
Classic Checking
If you are 50 years or more, you can enjoy all of the outstanding benefits this account has to offer. Don’t worry about per check charges or maintenance fees because they’re totally free to you.
- No minimum balance to avoid fees
- Free standard bank checks
- Interest paid on average daily balances of $1,000 or more
- Free ATM/Check card
- Free travelers checks and official checks
- Discount on safe deposit boxes
- Special rates on CDs
Pinnacle Account
Mountain State Bank believes clients maintaining multiple accounts and/or higher balances should be rewarded. This unique account for individuals offers special features and bonuses to those maintaining a $10,000 average daily balance in any combination of deposits and/or consumer loans. It’s that simple. No keeping up with different types of deposit or loan accounts to qualify; just one total balance.
- Free standard bank checks
- Unlimited writing
- Interest paid on average daily balances of $2,000 or more
- Free ATM/Check card
- Bonus rates on CDs
- Discount on safe deposit box
- Discount on equity lines closing costs
- Discount on consumer loans
- Lifetime annual “skip-a-payment” on consumer loans and equity lines
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Contact Us
The Dawson County Office
706-265-1001
The Forsyth County Office
678-513-1001
The Downtown Dahlonega Office
in Lumpkin County
706-864-2265
The Dahlonega/Hwy 400 Office
in Lumpkin County
706-864-2265
The Loan Office
in North Fulton County
678-417-1055
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